Friday, May 31, 2013

3 Examples of Real Estate Blogging

3 Examples of Real Estate Blogging

Blogging is just a web log; a chronological journal of information, ideas and perspectives. It doesn’t have to be on a blogging platform such as blogspot or even word press but it does need to be current, fresh and relevant.

Three of my clients do their blogging slightly differently on three different platforms.

One of my clients is a Las Cruces real estate agent that does not have a blogging type of website. Although the site does not offer blog comments and discussions it does offer the ability to add more pages and contact pages which allows for readers to add their comments and have it be moderated directly from the webmaster or Chris himself. He can simply add a contact page or add a static page with current information and simply have that a rotating either on the home page or as new content benefiting the website as a whole.

Another one of my clients uses a Real Geeks website which offers static pages as well is a blog. He focuses on blogging at least three times a week on local events, information, perspectives, and real estate trends in general. He’s a professional Portland real estate and wants to provide his clients and readers a wealth of knowledge about the area, communities, activities and of course, the real estate.

A third uses a WordPress blogging platform. This is designed specifically for blogging as it promotes discussion and comments as well as a rotating and revolving the blog roll pushing old blogs down and pushing new ones up to the top. Again, writing about his local Florence OR real estate market, history, events, activities, and anything pertaining to the Oregon coast area that he lives in.

So it doesn’t matter what type of website you have as long as you can add pages to it and keep it fresh and current you can technically uses as a blog. It’s the websites and webmaster providers that offer very inflexible websites that don’t allow for custom meta-tags and titles, they charge you for extra pages, were make it way too difficult to communicate with your reader. I try to stay away from those websites but there are a lot that simply give you free reign to create pages and posts at will.

Monday, May 27, 2013

Puget Sound Real Estate Help for Buyers and Agents

Greater NW Realty offers a variety of programs, businesses, and options for real estate buyers, sellers, investors, those looking for credit repair and even real estate agents.

 Greater NW Realty is a full-service real estate brokerage located in Lynnwood Washington. Their team of agents helps buyers, sellers, and investors of residential and commercial real estate all the way from Kent to Everett, Marysville and beyond. They handle the entire Puget Sound region and are experts in Northwest real estate, homes, townhomes, condominiums, land and commercial properties. From waterfront homes and kayak point to downtown condominiums and luxury estates on Lake Union, Greater NW Realty works together with buyers and sellers to make sure your real estate transaction is handled professionally, efficiently, and close on time.

Not only do they provide expert real estate care, all MLS listings for the entire Puget Sound area, and professional listing services but they also help buyers, potential buyers, and those just getting started with credit repair through credit Credit architects works with a variety of credit consulting, repair, and consolidating programs to fit an option that fits your needs, your budget, and your lifestyle. We set realistic goals, short-term destinations, and find a way to get you where you need to be within the shortest amount of time.
Greater NW Realty is also connected with Washington state real estate courses through the real estate Institute. They provide ongoing continuing education for real estate agents and brokers as well as first time licensing education and all information that real estate agents, brokers and Realtors® need to move forward in the real estate industry.

So you can see that this full-service connection through credit architects, Washington real estate school, and Seattle real estate professionals works together to make sure your needs, professional desires, and budget stay on track and in tune with today’s fluctuating trends. Call them today or visit their websites listed below:

Credit Architects

Wednesday, May 8, 2013

How Easy is it to Obtain Financing These Days?

Can potential homebuyers still obtain financing for a mortgage?


It seems that in today’s financial position if you’re behind on your mortgage, low income, and can’t make your payments their programs and plans to either let you stay in the home, short sale or for closing your home with cash provided to you at closing, or loan modification programs to get you in a better place. But what about all the rest of us that are not delinquent and have a moderate to upper middle income?

How difficult is it to obtain financing for home loan?


 The government and the banks are paying close attention to each other with what’s available and what’s allowed when it comes to financing mortgages. Banks don’t want to find themselves being
slapped on the hand by the government and the government doesn’t want have to bail anybody out anymore. So banks are either making it more difficult for the average Joe the pays his bills to get a home loan or giving money away for free and hanging on to real estate that otherwise would’ve put black marks on the banks books.

Even if you’re a moderate income earner coming up with a down payment can be difficult but not impossible. Banks still want to see that you’re responsible citizen making your payments on a regular basis but don’t ask for 100% financing. These 100% financing options are really put in place for those that can afford the down payment and need that extra help. But what about all the rest of us that might need a cool 10 grand to use of a down payment?

If you’re looking to buy a home, regardless of whether or not you have the full down payment or not, lenders want to see that you have some responsibility and saving money. This is not only good practice for obtaining a mortgage but good practice in homeownership overall. Lenders want to know that you’re responsible and can make your payments plus have a little cushion should you lose your job or have some situation happen that you no longer can gain income.

Saving even just for a few months can put in place anywhere from $1000-$10,000 depending on your income. That money makes a great down payment and since you’ve seen it build in your savings account it gives you more incentive to want to build that back up after you’ve depleted it for either the down payment or some other emergency.

I’m a big Dave Ramsey fan so if it’s not Dave Ramsey friendly I find it hard to go along with. While I agree everyone should have some playtime with play money I also believe that if you’re serious about buying something you will save the money to purchase it instead of putting in on a credit card or borrowing from friends or family.

Start with simply a few bucks each week or each month and then don’t touch it. Sell something, work a few more extra hours, cut back on eating out or lattes, and put that money into your emergency fund so that you have it for the down payment, for the closing costs or inspection fees, or simply to have an little extra cushion there when you need it. If you pull the money out simply put it back.

Buying a home and the reality of homeownership is an exciting adventure. Don’t let fear, or rejection from a mortgage lenders tear you down or make you think that you can never obtain a mortgage. It is very doable, you simply have to find the right lender and the right mortgage broker to find the right plan that meets your budget. Be wary of predatory lending and find a mortgage broker or officer that you trust. Tell them your needs and how much you want to spend on a home or how much you feel your budget can maintain and let them do the hard work for you.